Lifestyle as retired is not what you get but a choice you make

The lifestyle as retired is something that everyone should take seriously. If you belong to the baby boomer group, it is even an urgent decision. Here are just a few reasons:

  • Longevity – People live longer, which of course is something positive (at least if you’re the old one). However, with a longer life follows the worry about how to finance life in the longer term. Your pension funds are not designed for this but for a much shorter life


  • Health care – Let’s face it, as we get older, we need to attend the doctor more frequently. Do you have health insurance that will cover illnesses and diseases?


  • Volatility – Your pension is placed in any sort of fund to generate a return on the invested capital. That’s the only way that the system will be able to fulfill the commitment of monthly payments. What happens if there will be a financial crash, which historically occurs once every decade? Your money is not “immune” to a financial crisis.

In summary, there is a general concern most baby boomers worry about:

Will there be enough money to maintain the current lifestyle as retired?

What is scary is that most people know from very little to almost nothing about pension funds. The knowledge about how much savings they have accumulated when retiring is very limited. Often the surprise comes when the first monthly pension check is coming.


Design your lifestyle as retired already today

Here we are not going to discuss what you should do at an earlier age to avoid problems of financial nature when the time to retire. However, we cannot emphasize enough the importance of having a long-term saving plan that will back up to afford a lifestyle as retired.

The past is the past and you cannot change it. So let’s focus on the future and make it a pleasant one by implementing an action plan today.

In the previous blog post where we release the first episode of “Retirement Planning with Baby Boomers Online”, the four pillars for the foundations for balance in life were analyzed in detail.


Retirement Planning with Baby Boomers Online – Episode 2


Baby Boomer's lifestyle as retiredA life in harmony always counts on Self-Social-Health-Wealth in the correct portions. In episode 2, we will go through the 5 options you have when noticing that “wealth” isn’t in balance with your lifestyle goal.

You will also get a necessary “heads up” and an important reminder to not forget yourself.

“You only live once, but if you do it right, once is enough.” – Mae West

Check the video and figure out which presented alternative fits best into your life and what you are willing to do.


The raw, or should I say cruel truth I’m talking about in the video, isn’t any philosophical nonsense but a reality I have been living myself. And this video series is not going to be a glamorous show about how to get rich online.

Do you remember that I told you that I will share all the failures I have done to avoid repeating them? Instead, my intention is that you will learn from them.

Instead, it’s going to be a wake-up series to all baby boomers out there dreaming about a certain lifestyle as retired but who so far can’t see how that will happen.

There are many different paths to choose from. The only wrong choice is to do nothing but just let the daily circumstances become the determinator of how the rest of your life will look.

Your homework will be to check out these testimonials and put yourself in their shoes to determine if there is something you can do, do, or maybe would like to start right now.

“The future depends on what you do today.”

Mahatma Gandhi


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Jan O. Nilsson – Why Baby Boomers Should be Eager About the Lifestyle as Retired <==Go to the top of page

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